Torii on the Ariake Sea, Saga
Photo: Torii on the Ariake Sea, Saga · Ryoji Iwata / Unsplash

Saga Housing Market 2026: Rising Land, Low Earthquake Risk

Data updated 2026-11-11 · Source: MLIT transaction price survey, 2005 Q3–2026 Q2 · Transactions in 2025: 1,293

In short

  1. 1
    Land is rising

    On the government's fixed benchmark sites, Saga's residential land rose 2.8% in the past year and about 10% over five years, and it is only 16% below its 1991 level.

  2. 2
    Condos are slowing

    Condo prices per m² rose only about 1.1% a year over the last five years, and Saga City's are roughly flat.

  3. 3
    Low earthquake risk, flood-prone plain

    Saga has one of the lowest earthquake probabilities in Japan (about 5% for 6-lower shaking in 30 years).

The answers, compared

What does a home cost?

¥18.0M

median used condo · ¥225k/m²

60% below the Japan median

35 of 47 prefectures, highest first

Are prices rising?

+5.0%

over 5 years

Slower than Japan (+33.4%)

37 of 47 prefectures, highest first

Can local earners afford it?

5.6× income

median price ÷ average taxable income

Easier than Japan (6.6×)

17 of 47 prefectures, highest first

Rent or buy?

32years of rent

median price ÷ a year of median rent

Shorter than Japan (38)

23 of 47 prefectures, highest first

Are people moving in?

-3.7%

population, 2020–25

Shrinking faster than Japan (-2.5%)

18 of 47 prefectures, highest first

How risky is it?

5%

chance of strong shaking (6-lower+) in 30 years

Lower than Japan (38%)

47 of 47 prefectures, highest first

Rent in Saga

The average private rental costs ¥52k a month (2023), +4.9% since 2018. Japan: ¥65k

Floor areaAverage rent / month
under 30 m²
studio / 1K
¥40k
vs 2018 +1.8% · Japan: ¥53k
30–49 m²
1LDK / 2DK
¥50k
vs 2018 +8.1% · Japan: ¥64k
50–69 m²
2LDK / 3DK
¥57k
vs 2018 +6.1% · Japan: ¥75k
70–99 m²
3LDK / family
¥59k
vs 2018 +0.9% · Japan: ¥88k
100–149 m²
mostly houses
¥55k
vs 2018 +4.3% · Japan: ¥84k
150 m² +
mostly houses
¥56k
vs 2018 +6.5% · Japan: ¥91k
Rent per m²
¥1,171
median, per month · Japan: ¥1,598
The median used condo (¥18.0M, 75 m²) costs about 26 years of average rent for a similar-sized home (¥59k a month).
Excludes management fees, repair reserve, property tax and mortgage interest.

Source: Statistics Bureau of Japan, Housing and Land Survey 2023. Privately owned rentals (excluding rent-free homes), monthly rent without management fees. These averages include older homes, so they run below asking rents for newly listed units. 70,800 rented homes.

Land is rising

On the government's fixed benchmark sites, Saga's residential land rose 2.8% in the past year and about 10% over five years, and it is only 16% below its 1991 level. The biggest residential rises were in Kiyama (about 6%) and Saga City (about 4%), with Tosu close behind; Kiyama and Tosu are commuter and logistics towns on the Fukuoka border, where demand from Fukuoka spills over.

Condos are slowing

Condo prices per m² rose only about 1.1% a year over the last five years, and Saga City's are roughly flat. Condo sales are few and transactions overall fell about 18% in three years.

Population

Saga's population fell 3.7% between 2020 and 2025, but households grew 2.2%. 7.7% of homes are abandoned.

Low earthquake risk, flood-prone plain

Saga has one of the lowest earthquake probabilities in Japan (about 5% for 6-lower shaking in 30 years). Its main hazard is flooding on the very flat Saga Plain: about 57% of benchmark sites are in a worst-case flood zone, and the area flooded badly in 2019 and 2021, though few sites face deep flooding.

Living in Saga: people, homes and risks

Population 2025
781,214
-3.7% since 2020
Japan: -2.5%
Net moves in 2025
-1,151
-1.47 per 1,000 residents
Vacant homes (2023)
14.5%
7.7% empty and not for rent or sale
Japan: 13.8%
Median rent (2023)
¥47k
per month, all rented homes
Japan: ¥57k
Strong earthquake risk
5.1%
chance of shaking of intensity 6-lower or more within 30 years
Japan: 38.4%
Average income per taxpayer
¥3.2M
taxable income in 2023
Japan: ¥3.9M
Foreign residents
1.4%
11,175 registered residents in 2024
Japan: 3.0%
Clinics
7.9
per 10,000 residents; 100 hospitals, 413 dental clinics (2020)
Japan: 8.5
Official land price 2026
¥31k/m²
+2.8% in a year · +9.9% in 5 years
Japan: ¥74k/m²
Flood exposure
56.9%
of 130 benchmark sites in a worst-case flood zone (2.3% 3 m or deeper)
Japan: 42.6%
Tsunami exposure
3.1%
of 130 benchmark sites in a tsunami inundation zone
Japan: 7.8%
Landslide exposure
0.8%
of 130 benchmark sites in a landslide warning area
Japan: 2.6%

Check flood, landslide and tsunami zones for a specific address on the government hazard map ↗

Sources: 2025 Census (preliminary), 2025 Internal Migration Report, 2023 Housing and Land Survey (Statistics Bureau of Japan); J-SHIS seismic hazard model (NIED, 2024); Land Price Publication (MLIT); recorded crime: Tokyo Metropolitan Police Department (Tokyo only); incomes: Ministry of Internal Affairs taxation survey via the Statistics Bureau's municipal indicators; foreign residents: Basic Resident Register; medical facilities and station passengers: MLIT National Land Numerical Information. Earthquake probability is measured at the municipal center.

Example sales in Saga

Real transactions from the last four quarters, picked near the lower (20th percentile), middle and upper (80th percentile) price points. Locations are shown at district level, as published by MLIT.

Condo

Lower-priced2025 Q4

¥9.2M

¥142k/m²

  • Otakara, Saga City
  • Saga · 16 min walk
  • 3LDK · 65 m²
  • Built 1991 (34 yrs)
Typical2025 Q4

¥18.0M

¥212k/m²

  • Kononishi, Saga City
  • Saga · 16 min walk
  • 4LDK · 85 m²
  • Built 1998 (27 yrs)
Higher-priced2026 Q1

¥29.0M

¥414k/m²

  • Nakanokoji, Saga City
  • Saga · 21 min walk
  • 3LDK · 70 m²
  • Built 2019 (7 yrs) · RC

House

Lower-priced2026 Q1

¥5.0M

¥34k/m²

  • Yobukochoyobuko, Karatsu City
  • Nishi Karatsu
  • Land 230 m² · floor 145 m²
  • Built 1988 (38 yrs) · Wood
Typical2026 Q1

¥18.0M

¥189k/m²

  • Hikari, Saga City
  • Saga
  • Land 125 m² · floor 95 m²
  • Built 2025 (1 yrs) · Wood
Higher-priced2026 Q2

¥33.0M

¥388k/m²

  • Otakara, Saga City
  • Saga · 24 min walk
  • Land 145 m² · floor 85 m²
  • Built 2025 (1 yrs) · Wood
Median transaction price by year
¥0¥5.0M¥10.0M¥15.0M¥20.0M2007200920112013201520172019202120232025
Show data table
YearCondoHouse
2007¥15.0M¥13.0M
2008¥11.0M¥13.0M
2009¥13.0M¥11.5M
2010¥8.6M¥12.0M
2011¥13.0M¥11.0M
2012¥11.0M¥13.0M
2013¥12.0M¥12.0M
2014¥11.0M¥13.0M
2015¥12.0M¥13.0M
2016¥13.0M¥14.0M
2017¥11.0M¥14.0M
2018¥13.0M¥15.0M
2019¥14.0M¥15.0M
2020¥17.0M¥15.5M
2021¥15.0M¥16.0M
2022¥12.0M¥16.0M
2023¥17.0M¥16.0M
2024¥15.0M¥15.0M
2025¥18.0M¥17.0M
2026 (partial)–¥17.0M
Median price per m² by yearHouses are the better deal on space — A m² of house floor space costs about 44% less than a m² of condo, even though the house price includes land. If you need room more than convenience, a house buys considerably more space.
¥0¥100k¥200k¥300k2007200920112013201520172019202120232025
Show data table
YearCondoHouseLand
2007¥175k/m²¥94k/m²¥27k/m²
2008¥152k/m²¥95k/m²¥25k/m²
2009¥163k/m²¥88k/m²¥24k/m²
2010¥119k/m²¥87k/m²¥21k/m²
2011¥165k/m²¥87k/m²¥23k/m²
2012¥157k/m²¥96k/m²¥20k/m²
2013¥160k/m²¥93k/m²¥21k/m²
2014¥165k/m²¥95k/m²¥21k/m²
2015¥176k/m²¥97k/m²¥21k/m²
2016¥180k/m²¥94k/m²¥19k/m²
2017¥165k/m²¥101k/m²¥21k/m²
2018¥173k/m²¥106k/m²¥19k/m²
2019¥188k/m²¥105k/m²¥22k/m²
2020¥214k/m²¥118k/m²¥21k/m²
2021¥211k/m²¥117k/m²¥19k/m²
2022¥176k/m²¥122k/m²¥21k/m²
2023¥225k/m²¥113k/m²¥22k/m²
2024¥200k/m²¥121k/m²¥24k/m²
2025¥225k/m²¥118k/m²¥24k/m²
2026 (partial)–¥125k/m²¥28k/m²
Price per m² by building age (2021–2025 sales)
¥0¥100k¥200k¥300k¥400k05101520253035404550
Show data table
Building age (years)CondoHouse
0–¥252k/m²
1–¥248k/m²
2–¥308k/m²
3–¥236k/m²
4–¥250k/m²
5–¥215k/m²
6–¥225k/m²
7–¥230k/m²
8–¥185k/m²
9–¥200k/m²
10–¥196k/m²
11–¥198k/m²
12–¥192k/m²
13–¥138k/m²
14–¥163k/m²
15–¥161k/m²
16¥264k/m²¥141k/m²
17–¥142k/m²
18¥257k/m²¥130k/m²
19–¥133k/m²
20–¥136k/m²
21¥187k/m²¥117k/m²
22–¥96k/m²
23¥168k/m²¥90k/m²
24¥207k/m²¥100k/m²
25¥185k/m²¥108k/m²
26–¥100k/m²
27–¥76k/m²
28–¥87k/m²
29–¥78k/m²
30–¥104k/m²
31–¥83k/m²
32–¥82k/m²
33¥147k/m²¥82k/m²
34¥119k/m²¥73k/m²
35–¥78k/m²
36–¥68k/m²
37–¥74k/m²
38–¥79k/m²
39–¥55k/m²
40–¥71k/m²
41–¥72k/m²
42–¥62k/m²
43–¥48k/m²
44–¥52k/m²
45–¥53k/m²
46–¥58k/m²
47–¥47k/m²
48–¥59k/m²
49–¥58k/m²
50–¥49k/m²
Condo price per m² by construction period
¥0¥100k¥200k¥300k200820102012201420162018202020222024

Each line follows buildings from one construction period over time. 1981 is when Japan's current earthquake-resistance standard (shin-taishin) took effect.

Show data table
Year1981-20002001-2010
2008¥133k/m²–
2009¥125k/m²–
2010¥113k/m²–
2011¥157k/m²–
2012¥120k/m²–
2013¥138k/m²¥212k/m²
2014¥126k/m²–
2015¥156k/m²–
2016¥145k/m²¥235k/m²
2017¥143k/m²–
2018¥140k/m²–
2019¥128k/m²–
2020–¥221k/m²
2021¥163k/m²–
2022¥144k/m²–
2023¥156k/m²–
2024¥167k/m²–
2025¥158k/m²–
House price per m² by construction period
¥0¥100k¥200k¥300k2007200920112013201520172019202120232025

Each line follows buildings from one construction period over time. 1981 is when Japan's current earthquake-resistance standard (shin-taishin) took effect.

Show data table
Year1971-19801981-20002001-20102011-2020
2007¥59k/m²¥97k/m²¥237k/m²–
2008¥65k/m²¥96k/m²¥224k/m²–
2009¥61k/m²¥89k/m²¥212k/m²–
2010¥53k/m²¥83k/m²¥208k/m²–
2011¥69k/m²¥75k/m²¥154k/m²¥224k/m²
2012¥65k/m²¥85k/m²¥160k/m²¥230k/m²
2013¥69k/m²¥80k/m²¥139k/m²¥211k/m²
2014¥65k/m²¥94k/m²¥145k/m²¥200k/m²
2015¥58k/m²¥95k/m²¥153k/m²¥209k/m²
2016¥54k/m²¥89k/m²¥165k/m²¥213k/m²
2017¥67k/m²¥83k/m²¥136k/m²¥238k/m²
2018¥50k/m²¥83k/m²¥135k/m²¥225k/m²
2019¥64k/m²¥80k/m²¥149k/m²¥221k/m²
2020¥63k/m²¥77k/m²¥133k/m²¥233k/m²
2021¥60k/m²¥80k/m²¥140k/m²¥236k/m²
2022¥51k/m²¥84k/m²¥142k/m²¥221k/m²
2023¥51k/m²¥80k/m²¥130k/m²¥197k/m²
2024¥51k/m²¥85k/m²¥129k/m²¥220k/m²
2025¥57k/m²¥80k/m²¥152k/m²¥191k/m²
2026 (partial)¥55k/m²¥91k/m²––

Prices by area in Saga

Median prices for 2025. Sorted by condo price per m² (or house price per m² where there are few condo sales).

AreaCondo price per m²Median used condo priceMedian house price (land + building)Residential land per m² (sales)Condo 5-yr change
Saga City¥219k/m²¥18.0M¥20.0M¥33k/m²+2.6%
Kiyama Town, Miyaki County––¥25.0M––
Tosu City––¥25.0M¥48k/m²–
Takeo City––¥22.0M¥39k/m²–
Karatsu City––¥16.0M¥23k/m²–
Miyaki Town, Miyaki County––¥11.0M¥15k/m²–
Imari City––¥9.5M¥21k/m²–
Ogi City––¥13.0M¥21k/m²–
Ureshino City–––¥11k/m²–
Kanzaki City–––¥17k/m²–
Yoshinogari Town, Kanzaki County–––¥8k/m²–

Prices near train stations in Saga

Sales from 2023–2025, grouped by nearest station.

StationMedian used condo priceCondo price per m²Median house price (land + building)Walk (min)Sales
Saga (佐賀)¥16.5M¥220k/m²¥18.0M19652
Tosu (鳥栖)––¥23.0M18109
Karatsu (唐津)¥18.0M¥238k/m²¥20.0M1297
Ogi(Saga/JR) (小城)––¥14.5M1876
Yoshinogarikoen (吉野ケ里公園)––¥22.0M2473
Takeo Onsen (武雄温泉)––¥23.0M1567
Nakabaru (中原)––¥18.5M1266
Nishi Karatsu (西唐津)––¥5.5M1354
Imari (伊万里)––¥12.5M1854
Kiyama(Saga) (基山)––¥27.5M1450
Ureshino Onsen (嬉野温泉)––¥5.0M2040
Hizen Kashima (肥前鹿島)––¥7.0M1440
Kanzaki(Saga) (神埼)––¥18.0M1839
Higashi Karatsu (東唐津)––¥17.5M2038
Tashiro (田代)––¥28.0M1237

Used condo prices by layout in Saga

Sales from 2023–2025.

LayoutMedian used condo priceTypical sizeSales
3LDK¥18.0M70 m²82
4LDK¥17.0M90 m²45
2LDK¥15.5M70 m²20

How much does an apartment cost in Saga?

The median used condo (mansion) in Saga sold for ¥18.0M in 2025, about ¥225k/m², based on 60 recorded sales.

How much does a house cost in Saga?

The median house sale, including the land, was ¥17.0M in 2025 across 608 sales.

Are property prices in Saga going up?

Over the five years to 2025, condo prices per m² changed +5.0% and residential land prices changed +14.3%.

About this data

Figures are medians of real transactions reported to Japan's Ministry of Land, Infrastructure, Transport and Tourism (MLIT) through its quarterly price survey. House prices per m² divide the total price (land and building) by the floor area. Medians based on fewer than 20 sales are not shown. The latest quarters are preliminary and are revised as more survey responses arrive.

Information only, not investment advice.